Go from RENT to OWN

Let us find you the best homes that fall within your budget, while helping you navigate through your journey to homeownership.

*Includes Halal Mortgages

The Rent To Own program is best for you if:

You have fair credit
You are new to Canada
You are Self-Employed
You are a first-time home buyer
You have suffered from bankruptcy in the past
You don't have a significant downpayment

As a Requity preferred partner, I have a network of individuals that can help you fast track the process of going from Rent to Own. Requity Homes is a perfected partner that can help you fast track the process from Rent to Own in less than 3 years.

The 7 steps to homeownership:

Connect With Edmonton Realtor Ansar Bacchus
- As a Requity preferred partner, I have a network of individuals that can help you fast track the process of going from Rent to Own.

Experience A Seamless Pre-Approval Application
- Get approved in minutes.

Get A Tailored Home Budget at Your Fingertips

Find Your Dream Home
- Choose the home that resonates with your heart, knowing you have the support to make it yours.

Discover A Hassle-Free Path to Dream Homeownership
- Requity will take care of everything from acquiring the property to covering essential closing costs, including land transfer tax and lawyer fees.

Move In and Watch Your Savings Grow
- While you rent your dream home, watch as your down payment savings grow steadily every month.

Your Moment of Triumph
- When the time is right, seize the opportunity to reclaim the home you fell in love with – using your accumulated savings to make it yours once and for all.

Rent To Own Partners

Mortgage Broker: Arielle Laszchuk at Tap Once Inspection

Tap One Inspection is a timely, experienced, and professional inspection firm. Arielle is a highly trained partner with years of experience providing next day reports and upfront financing. She makes sure to get to the roots of any problems so that an informed decision can be made.

Rent To Own Specialist: Cory Chrobak

Are you a family or individual who has always dreamed of owning a home, only to face challenges in securing a mortgage? With property values and rent increasing so rapidly, it can feel like the dream of home ownership is slipping away. Instead of resigning to long-term renting, consider a more strategic solution. A rent-to-own (or, more accurately, a Lease Option) is an agreement that allows you to live in your dream home while working to meet the requirements to buy the home. During the rent-to-own period, our goal to help you build up your qualifications to enable you to exercise your option to purchase.

Home Appraisals: Northern Lights Appraisal

Real Estate is usually the highest value asset in a person’s portfolio. Northern Lights Appraisals are Certified and Licensed Appraisers by Real Estate Council of Alberta who have been providing high quality appraisals in Edmonton, Calgary and Alberta. Their well researched, un-biased opinion of value is vital in assisting you to make important decisions in buying or selling of your home. Their appraisal services include residential and home appraisals, as well as commercial, farm and insurance appraisals. Northern Light Appraisals are held to the highest professional standards and carry Professional Liability (Errors and Omissions) Insurance which protects their clients.

Real Estate Lawyer Specializing in in Residential Home/Condo Purchasing & Sales, Residential Mortgages & Refinancing, Wills & Estates: Ken Hack

With over 45,000+ legal real estate transactions completed, Ken Hack and his team are trusted experts in guiding clients through complex property transactions. Their extensive experience includes residential home and condo purchases and sales, mortgage financing and refinancing, and comprehensive estate planning. Ken Hack is dedicated to providing personalized legal services to ensure smooth and secure transactions for every client. Whether you're buying, selling, or managing your estate, Ken and his team are committed to protecting your interests and delivering successful outcomes.

We Build A Plan For You

Having a plan to get qualified for a mortgage or starting out in a Rent to Own Program is crucial because it provides a structured path to overcome the barriers preventing individuals and families from securing financing.

What Having A Plan Can Do:

1. Identify and Addressing Obstacles: Helps identify the specific reasons why a person was denied a mortgage, such as poor credit, insufficient income, high debt levels, or a lack of a down payment. Once these obstacles are known, the plan can outline actionable steps to address each issue, such as improving credit scores, increasing savings, or paying down debt.

2. Setting Realistic Goals and Timelines: A plan allows a person to set achievable financial goals with realistic timelines. Whether it’s saving a certain amount each month for a down payment or working to improve their credit score over a specific period, a plan keeps the person on track and motivated.

3. Improving Financial Discipline: Developing and sticking to a plan requires financial discipline, which is essential for long-term financial health and mortgage approval. This discipline might involve budgeting, cutting unnecessary expenses, and consistently paying bills on time—all of which contribute to becoming a stronger mortgage candidate.

4. Tracking Progress: A plan allows for regular monitoring of progress. By tracking improvements in credit scores, increases in savings, and reductions in debt, a person can see how close they are to meeting mortgage qualification criteria. This can be encouraging and help adjust strategies if necessary.

5. Avoiding Future Rejections: Without a plan, it’s easy to make the same mistakes that led to the initial mortgage denial. A well-thought-out plan helps prevent future rejections by ensuring all necessary improvements are made before reapplying, increasing the chances of mortgage approval.

6. Building Confidence: Knowing that there’s a solid plan in place to improve their financial situation can give a person the confidence needed to navigate the home-buying process. It reduces the stress associated with uncertainty and helps them feel more in control of their future.

In summary, a plan not only keeps you motivated, it is essential for someone who can’t currently qualify for a mortgage because it provides a roadmap to financial improvement, ensures disciplined progress, ultimately increases the likelihood of securing a mortgage in the future, and more importantly help you get control back of your life.

Nice To Meet You!

I am Ansar Bacchus

Ansar Bacchus| EXP Realty

My goal in life has always been to make a difference! I have an immense passion and unmatched work ethic for getting individuals and families into their dream home. I do this through exceptional customer service while building lasting meaningful relationships, and ensuring your real estate experience is fun, easy and stress-free.

Everything I do as a Realtor is for my clients and their family. I am not commission focused, I am focused on client and the process …my work ethic, passion, & how I conduct myself. I don’t claim to know everything about buying or selling a home. If I don’t immediately have the answer to your question, I will make sure to find it .